Flexible Loan Amounts from $1,000 to $100,000
Most personal loans are unsecured, meaning no collateral is required
Personal loans come with fixed repayment terms monthly payments over a period of 2 to 7 years.
Some lenders, like SoFi and LightStream, charge no origination or prepayment fees, reducing the total cost of borrowing
Personal loans are versatile and can be used for purposes like debt consolidation, home improvements, medical expenses, or major purchases.
Prequalification Without Impact on Credit - Many lenders offer a soft credit check to view potential rates
Funds are typically disbursed within 1-3 business days