What is Debt-to-Income Ratio (DTI) and Why It Matters for Personal Loans in the U.S. If you’re considering a personal loan, your Debt-to-Income Ratio (DTI) is one of the most important factors lenders use to determine your eligibility. This simple percentage compares your monthly debt payments to your gross income and helps lenders assess whether … Continue reading Debt-to-Income Ratio for personal loans